Despite the constant insistence by many in the media over the last few years that the U.S. economy is doing great, most Americans today can see it’s not. Inflation has run rampant since the pandemic, and the cost of everything has skyrocketed as a result. To put this in perspective, while these increases have been
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While numerous economic indicators continue to plunge, lenders have been tightening underwriting guidelines to reduce their risk exposure. This shouldn’t surprise anyone considering the fact that we all can see the impact of inflation first hand, and most of us have either been laid off or know someone who has. Rising costs and layoffs have
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The demographic landscape is undergoing a seismic shift as baby boomers reach retirement age—often called the “Silver Tsunami.” As of the 2020 census, one in six people in the United States was 65 or older. The aging population grew from 2010 to 2020 at the fastest rate in over 100 years, nearly five times faster
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