There’s still time to file your claim for the Payment Card Interchange Fee Settlement

Contactless credit card payment unrecognizable people

Merchants who accepted Visa or Mastercard at any time between January 1, 2004, to January 25, 2019, may be eligible for a share of a $5.6 billion class action settlement known as the Payment Card Interchange Fee Settlement. The deadline to file a claim is May 31. The settlement resolves an antitrust case brought by … Read more

Tampa Bay nonprofits receive $350,000 in grants from TD to support affordable housing programs

TD Charitable Foundation, the charitable giving arm of TD Bank, awarded a total of $7 million to 37 nonprofits, across the bank’s Maine to Florida footprint, and in Michigan, through the 18th annual Housing for Everyone grant program. In Florida, TD granted $1,100,000, with $350,000 of that going to Tampa Bay area charities including Community … Read more

Navigating the Waves of Change: The Silver Tsunami’s Impact on Real Estate and Elder Care

Navigating the Waves of Change: The Silver Tsunami’s Impact on Real Estate and Elder Care

The demographic landscape is undergoing a seismic shift as baby boomers reach retirement age—often called the “Silver Tsunami.” As of the 2020 census, one in six people in the United States was 65 or older.  The aging population grew from 2010 to 2020 at the fastest rate in over 100 years, nearly five times faster … Read more

On the Hill: A Tampa veteran banker shares insights from her latest trip to the U.S. Capitol

Rita Lowman, a veteran banker in the Tampa Bay region, recently visited Washington D.C., to meet with lawmakers about current legislation being debated, in congress. Lowman, former president of Pilot Bank, is a banking veteran with 45 years of experience. Her career highlights include managing 23 acquisitions, including the NationsBank-Barnett merger, in 1997. She currently … Read more

Avoid These 4 Common Investing Mistakes People Make in a Slow Economy

Avoid These 4 Common Investing Mistakes People Make in a Slow Economy by Dr. David Phelps

You probably remember hearing all about the Titanic in great detail during history class. You might remember how this ship was described as the epitome of luxury and had been deemed unsinkable by its creators. You know the latter very clearly turned out not to be the case. But even as the massive ship was … Read more

Where ‘Smart’ Money Is Going As the Economy Declines

Where ‘Smart’ Money Is Going As the Economy Declines - Dr. David Phelps

Despite most TV pundits loudly proclaiming over the last few years that the US economy is strong, inflation is just transitory, and capital is plentiful, they’ve finally started to admit what the average American already knew years ago—our economy is in a disastrous position. The fact of the matter is that our economy is not … Read more

An Unlikely Alliance Brings Financial Literacy to Florida Students

financial literacy - Mark Cuban, Kim Kiyosaki, Dr. David Phelps

As an entrepreneur, I understand the critical role that financial literacy plays in our world today, and while I’m trying to do my part to provide the information, resources, and connections to help budding entrepreneurs through my nonprofit organization, Action Zone, I also realize that I’m only a small part of a much larger equation.  … Read more

BayFirst Financial Corp. announces official changes in its C-suite

The board of directors of BayFirst Financial Corp. (NASDAQ: BAFN), the parent company of BayFirst National Bank, has named a new chief executive officer and a new president and chief operating officer. Thomas Zernick was named chief executive officer and Robin Oliver was named president and chief operating officer, effective January 1. Zernick was made … Read more