The High Cost of Ignorance: How Financial Illiteracy Fuels the Rise of Socialism
A deeper look at financial illiteracy in America and how a lack of economic education shapes policy and public understanding.
Why Are More Medical Professionals Ditching the Typical IRA Strategy?
For years, medical professionals have followed the “safe” financial advice—build a practice, serve patients, and diligently contribute to a retirement account. But lately, many are becoming frustrated as their portfolios limp along in today’s market. Even though they’ve been doing everything traditional financial experts said they needed to do, their portfolios still aren’t growing as … Read more
Retirement Side Gigs Report Reflects Signs of a Deeper Economic Crisis
Recent data from Newsweek paints a troubling picture of retirement in America: Two in five retired Americans (41%) say they can’t support their ideal retirement, and while 92% of them don’t currently have a side gig, 60% wish they did. Meanwhile, 63% of Americans aged 50 and up who haven’t yet retired say they’re considering … Read more
Tired of Market Rollercoasters? Private Lending Might Be the Smarter Move
Let’s be honest—if you’ve been feeling whiplash from the stock market lately, you’re not alone. One minute it’s climbing, the next it’s tanking, and even when things look stable, there’s always another headline or political move that sends it swinging again. For those of us trying to build long-term wealth or secure a decent retirement, … Read more
Navigating ‘Subject To’ Real Estate Transactions: A Creative Financing Strategy
In today’s dynamic real estate market, creative financing strategies have become essential tools for investors and homeowners alike. With record high prices, skyrocketing interest rates, and more rigid underwriting requirements, all being driven by a weakening economy, “Subject To” is becoming more popular again. This approach allows buyers to acquire properties by taking over existing … Read more
Investor Panic Is Brewing—Why I’m Still Avoiding Wall Street and You Should Too
Investor sentiment—not fundamentals—is what drives financial markets today. If you need evidence, just look at the past decade: we’ve seen stocks climb relentlessly despite sluggish earnings, geopolitical instability, and ballooning debt. But when sentiment shifts, even slightly, the air comes out of the balloon fast and hard. That’s precisely what we’re starting to witness right … Read more
Jobs Report Beats Expectations—But Real Estate Investors Shouldn’t Celebrate Yet
The April jobs report was just released, and on the surface, it looks like good news. Nonfarm payrolls came in higher than expected, which on the surface makes the job market look strong—especially considering we’re still dealing with inflation and elevated interest rates. It might seem like good news at first glance, but anyone who’s … Read more
Americans Lose Confidence as Wall Street Falters—But There’s an Alternative
The latest plunge in stock market performance, largely attributed to the Trump administration’s new tariffs and an overall dip in consumer confidence, has reignited a longstanding concern for American investors: volatility. Financial strategist and real estate expert Tatiana Zagorovski explores a compelling alternative that sidesteps Wall Street’s rollercoaster—private lending. “Americans have watched their IRAs value … Read more
States Need Their Own DOGE: Experts Say It’s Time to Tackle Local Government Waste
As the U.S. economy sputters under the weight of rising inflation, ballooning federal debt, and a dangerously high reliance on government spending to prop up GDP, a growing number of policy experts are sounding the alarm. Many say it’s no longer enough to just focus on fixing Washington, D.C.—they’re calling for bold, decentralized action: a … Read more
Thomas A. Carver Offers Insight for the Average Investor Amidst a Turbulent Market
Recent market events may leave some investors questioning whether now is the right time to change their portfolios. Since stocks are falling and bonds are rising, there’s plenty of reason to wonder which way to go. Historically, recessions are a natural part of the economic cycle, occurring on average every 3.25 years in the United … Read more